1. Acceptance of Terms

By accessing or using the Insolvencies.live service (the "Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, you may not use the Service.

2. Description of Service

Insolvencies.live provides a real-time streaming API of insolvency notices from various European countries. The Service allows users to access insolvency data for business purposes.

3. Use of Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You are responsible for ensuring that your use of the Service complies with all applicable laws and regulations.

4. Accounts and API Keys

To access certain features of the Service, you may be required to create an account and obtain an API key. You are responsible for maintaining the confidentiality of your account credentials and API keys.

5. Fees and Payment

Certain features of the Service may require payment of fees. You agree to pay all applicable fees as described in the pricing plans. All fees are non-refundable unless otherwise stated.

6. Intellectual Property Rights

All content, including data, text, graphics, and software, provided through the Service is the property of Insolvencies.live or its content suppliers and is protected by intellectual property laws.

7. Data Usage and Redistribution

You may use and redistribute the data obtained through the Service, provided that such use and redistribution comply with all applicable laws and regulations. Insolvencies.live reserves the right to withdraw this permission at any time. If permission is withdrawn, you agree to cease any redistribution of the data immediately upon notification.

8. Termination

We reserve the right to terminate or suspend your access to the Service at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users or the Service.

9. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. We disclaim all warranties of any kind, whether express or implied, regarding the accuracy, reliability, or availability of the Service.

10. Limitation of Liability

In no event shall Insolvencies.live be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Service.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by updating the Terms on our website. Your continued use of the Service after changes have been made constitutes your acceptance of the new Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Cyprus, without regard to its conflict of law provisions.

13. Contact Information

If you have any questions about these Terms, please contact us at info@insolvencies.live.